Chief Editor: Pawel Cylkowski

Hello there! My name is Pawel. If You landed here, You surely must be a an open-minded individualist looking to find Your own way in life and looking for new opportunities to develop your knowledge about taking responsible care of your finances, investments and savings on Your own terms. I love investing my way and I do believe everyone can take best care of their own money. I develop what i call the Smart Investing Approach (SIA) – a philosophy of independent thinking in investing, which includes:        “I don’t have to, I can” attitude, no benchmarks, cycles-adjusted portfolio allocations helping risk control, concentration on t he world’s best assets and avoidance of debt overload. Additionally SIA’s aim is to maximize effects while minimizing efforts. This is because I think Your money cannot control you and your time, but the other way round.

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